Working, Saving, and Tithing

The Lord has a lot to say about money. As a matter of fact, there are over 120 Bible verses about money, finances, and tithing. As you study the Word, you’ll find that money, finances, and wealth serve as a barometer of the state of our hearts and attitudes.

Let’s explore what the Word says about three important financial principles: working, saving, and tithing.


When the Lord created the heavens and the earth, He worked for six days and rested for one (Genesis 2:3).  The Lord created Adam and then gave him the task of tending the Garden of Eden (Genesis 2:15) and finding joy in that. We following His example by working diligently and we take a Sabbath to rest and worship (Exodus 20:8-11). Our bodies and minds weren’t designed to work, work, and work some more. We need that time to focus on the Lord and recharge, or we’re more susceptible to stress, fatigue, and burnout.

In our world today we earn wages based on the number of hours we work at a job or based on finishing specific projects. We should do each job as unto the Lord (Colossians 3:23).  God will bless the work we set about doing when we ask (Psalm 90:17). People who work diligently will be blessed and rewarded (Proverbs 12:24). The work we do sets an example for others, so work with integrity and be above reproach (Titus 2:7-8). The wages we earn allow us to provide for our families, purchase things we want, travel, and pursue hobbies.

Remember that we are responsible to be good stewards of what He has provided (Luke 16:10). Return a portion to the Lord in tithes and offerings, save some for a rainy day, and live within your means.


We honor the Lord with our wealth and “firstfruits” of our crops (Proverbs 3:9-10). Imagine a farmer harvesting apples. The first 10th of the harvest is set aside as an offering to the Lord. We tithe 10% of our wages (see Leviticus 27) and in turn, the Lord will bless us (Malachi 3:8-10). Does taking 10% of your income feel like a hardship? Remember that a tithe is an offering of thanks for what He has done for us. It is also an act of faith in Him.

For more on tithing see 2 Chronicles 31; Nehemiah 10, 12-13; Luke 12


Saving money is important because it allows us to cover unexpected expenses. Save and invest carefully over time (Proverbs 13:11). “Get rich quick” schemes look appealing but will ultimately cost more in the end (Proverbs 13:11).

If you’re going to make a big purchase, set up a savings plan and budget. Planning ahead is a sign of wisdom.

Wise people think before they act; fools don’t–and even brag about their foolishness. (Proverbs 13:16)

Point to Ponder

We are responsible for the blessings God gives us, including money. Being responsible with the income earned from an after-school job or the revenue from a multi-million dollar company should show that we are faithful and obedient (Luke 16:10).


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